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Coverage for Doctor Office Visits, Outpatient Services & Daily Hospital Indemnity; use ANY Provider OR use the National Discount Provider Network (save up to 25%)to REDUCE OUT OF POCKET COSTS...(Our #1 'gap' plan!!)

Coverage for 1st day Hospital Admission, plus Daily Hospital Indemnity, In/Out Patient Surgical Benefit, ER Visits and Ground Ambulance, $10,000 of Term Life Insurance (primary member & covered spouse) & $3,000 Term Life Insurance (each covered child) , plus a National Veterinary Discount Network and more

STM product for individuals or families - providing nearly 12 months of coverage with a one-time purchase of four certificates (back to back) which provide consecutive coverage without gaps in coverage.

Advantage of Back-to-Back Policies: While the deductible, any applicable coinsurance, out-of-pocket responsibilities and plan benefit maximums start over with each subsequent coverage term; any medical conditions arising and eligible to be covered under the initial (first of the four back to back certificates/policies) STM term, will be covered under the subsequent new certificates/policies, subject to plan limitations. Again, there are no medical questions to qualify or new waiting periods after the initial (first) STM coverage term enrollment.

Deductibles: $1,000 to $10,000 - Coinsurance: 70/30 or 80/20 - Max Benefits: $100,000 to $1,000,000

A+ rated insurance carrier - Online enrollment

those traveling abroad or into the U.S. needing Medical coverage

2 plans - Silver or Gold - Issue Ages 18-84 - Use any dentist or eye doctor

Basic or Premiere - Issue Ages 0-99 - No Claim Forms In Network; over 200,000 Dental locations nationally - From $19/mo

Premiere - Issue Ages 0-99 - No Claim Forms In Network; over 60,000 Vision locations nationally - From $9/mo

Physician Consultations on your phone/smart device/internet from Anywhere; 24/7 Telemedicine - NO COST consultations/Unlimited use